July-August 2022 |
13 |
@ HalalXtra |
BROUGHT TO YOU BY |
FINANCE
e-Commerce Cloud Accounting Marketing Tech AI & Data Analytic Creative Tech
eCommerce Website / eRestaurant Store Design Standard
Professional Design & Copywriting
• 6 Product / Food Pre-Insertion
• 1 Business Email Set-Up
• Online Payment and Shipments Integration
• Comprehensive Video Tutorial
AutoCount Cloud Accounting Pro Plan
Accounting
• Sales Module
• Purchase
• Inventory
OtoWA – web platform for personalise WhatsApp messages
Subscription to 1 OtoWA Basic Account
• 4,000 credits
Voyager Data Platform
3 months of subscription
• Persona Analytics
• Social Media Targeting Tool
• Onboarding Training Videos
Design . AI Basic
Unlimited Projects
• Unlimited Usage of images and video clips
• Shared Access
• Limited Access to Premium Images
B2B Trading Platform
Dropee Direct Basic
Order Management
• Personalised Storefront Design
• Multi-Layer User Management
• Catalogue Management
• Training
Robotic Process Automation
Attended OrangeBot
Free for Life Subscription
• OrangeVision Form +
• Access right to OrangeWorkforce Forum
* Complimentary digital solution subscriptions will be made available to Eligible Customers on a first-come-first-served basis , subject to terms and conditions
SMEs to have cheaper instalments to allow for better cash flow management , making it more affordable for them . This means more cash for your business .
The package also offers a pricing protection mechanism that protects the profit rate from exceeding a certain threshold during rate hike times . Other features include no penalties for early settlement of the financing and waiver of various fees for qualified SMEs .
“ The package also offers a pricing protection mechanism that protects the profit rate from exceeding a certain threshold during rate hike times . Other features include no penalties for early settlement of the financing and waiver of various fees for qualified SMEs .”
able for SMEs to consider :
• Level Term Takaful ( LTT ) with a single contribution Level Term Takaful cover . The Takaful payout in events of death and total permanent disability will be made to the SME as beneficiary based on the total sum covered .
• Smart Aspire Takaful ( SAT ) is a limited-pay regular contribution Takaful savings plan - monthly , quarterly or annual contribution payment for a defined period of five years , and the Takaful cover for a period above 15 years . The package is flexible to suit SMEs ’ capabilities and cash flow , offering an innovative protection plan for SMEs . In addition to the Takaful protection upon
PROTECT YOUR BUSINESS
To ensure sustainability for SMEs in the long run , UOB Malaysia also promotes the protection of businesses in the event of the loss of key individuals or important persons in the SMEs that may result in business disruption . PruBSN-Takaful has come on board as UOB Malaysia ’ s business protection partner for SMEs asset acquisition financing , i . e . Term Financing-i , which ensures the settlement of the financing in the event of the loss of SMEs ’ key individuals .
Under the protection plan , in which the Takaful contribution can also be financed together with the SMEs Term Financing-i , the SME involved is ensured of cash protection for the full or partial settlement of its financial obligations . The Takaful Claim proceeds will be made to the SME as the beneficiary for the purpose of utilisation toward settling debts or any other use . This removes the burden on the SME while it gets back on its feet due to the loss of the key individual .
There are two Takaful options availdeath and permanent disability , this plan comes with an annual guaranteed payout that will be made to the SME as beneficiary based on the total sum assured . UOB Malaysia also offers Trade Financing products for SMEs ’ basic needs , such as Letters of Credit-I , Trust Receipts-i , Accepted Bills-i , Bank Guarantee-i and Invoice Financing-i . These essential working capital solutions can enhance SMEs ’ capabilities within Southeast Asia .
CONNECTING BUSINESSES TO OPPORTUNITIES IN SOUTHEAST ASIA AND BEYOND
UOB ’ s strong regional franchise stems from our Southeast Asian heritage spanning more than eight decades . Throughout our established network across Southeast Asia and Greater China , we help our clients seize new and growing opportunities .
As the first Singapore bank to establish an FDI Advisory Unit in 2011 , we now have 10 FDI offices across Asia offering clients a one-stop shop to access inter- and intra-regional opportunities . Our FDI team works actively with local government agencies , trade bodies and professional service providers to help businesses understand local markets and to connect them to potential partners .
Our unique combination of inmarket presence , local knowledge and strong partner ecosystems go a long way in supporting our clients with their business expansion .
BENEFITS TO YOUR EMPLOYEES , SUPPORTED BY UOB
Imagine giving your employees financial benefits but without your company paying a single sen ! UOB Malaysia does not just offer products and services to SMEs , but as long as the SME is banking with UOB Malaysia , the employees of the SME also benefit from exclusive offerings from UOB Malaysia ’ s U @ Work programme .
Under U @ Work , the employees stand to enjoy exclusive profit rates with better returns on their deposits in UOB Malaysia ’ s ProSave Account-i as well as preferred rates for Fixed Deposit-i .
More importantly , employees are covered with free Takaful coverage by PruBSN-Takaful for amounts up to RM10,000 for any occurrence of death , total permanent disability or critical illness , with minimum deposits as low as RM1 and Takaful coverage up to 60 years old .
Additionally , the Debit Card offered to holders of ProSave Account-i has up to eight times free MEPS ATM withdrawals per month so that cardholders can withdraw from any ATM in Malaysia free of charge . There is also no service charge for ATM withdrawals at any overseas UOB Singapore , Thailand and Indonesia branches .
Finally , U @ Work offers the employees of SMEs special Home Financing-i rates and discounted charges for any Unit Trust Investment purchases . That is the true benefits catered for employees of the SMEs , paid for by UOB Malaysia . – Halal Xtra