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COVER STORY
@ Halal | May-June. 2026
Two solutions, one purpose
• Estate planning with MyWasiat and estate management via MyPusaka helps ensure your assets are handled clearly and give your loved ones financial security during tough times.
• MAAB’ s estate planning services are open to all Malaysians, regardless of race, religion, or background.
• Estate planning helps protect family interests, reduce uncertainty, and ensure a smoother transfer of assets.
ESTATE planning is often misunderstood as a matter reserved for the rich or the elderly. It is about something much more universal: ensuring loved ones are not left to navigate uncertainty during one of life ' s most difficult moments.
As conversations surrounding financial literacy continue to gain momentum, more Malaysians are recognising the importance of planning rather than leaving important decisions to chance.
At MyANGKASA Amanah Berhad( MAAB), this approach is reflected in two complementary solutions: My Wasiat and MyPusaka.
MyWasiat urges individuals to organise their affairs early during their lifetime, while they are still able to do so.
More than just a document, it represents an opportunity to take informed decisions and deliver clear guidance for the future. In many cases, the greatest gift a person can leave behind is not necessarily wealth, but certainty.
PREPARATIONS MEET PRACTICALITY
By planning, individuals can help minimise confusion and provide their families with greater peace of mind when important decisions eventually need to be made.
Families often face immediate financial commitments when managing estate-related matters. While assets may exist in the form of property, land or investment, access to liquid funds is not always readily available.
Through regular contributions made during one ' s lifetime, the initiative is created to provide financial support to assist heirs in managing estate administration expenses when needed.
The objective is simple. Easing the strain on families at a time when their focus should be on healing rather than on monetary strain.
A SHARED PURPOSE
MyWasiat and MyPusaka may serve different functions, but both share a common purpose by helping people plan, manage and provide greater certainty for their loved ones.
Together, they encourage Malaysians to view estate planning as an essential part of financial preparedness rather than a matter to be deferred until later in life.
After all, mindful planning today can help families navigate tomorrow ' s challenges with greater clarity and confidence.
At its heart, estate planning is about providing reassurance that those left behind are not burdened with unanswered questions when it matters most.
WRITTEN FOR THE FUTURE: Estate planning allows individuals to document their intentions and provide greater peace of mind for their families.
Legacy for every Malaysian
ESTATE planning is often associated with specific communities or religious requirements, but MyANGKASA Amanah Berhad( MAAB) wants Malaysians to understand that its services are designed to benefit individuals and families from all backgrounds.
While MAAB is widely recognised for its Shariah-compliant estate planning solutions, the company also provides estate and legacy planning services that can be utilised by Malaysians regardless of race, religion or cultural background.
According to MAAB Chief Executive Officer Zaidi Shahrim, estate planning is a universal need that transcends ethnicity and faith.
" Every individual has responsibilities towards their loved ones. Regardless of race or religion, proper estate planning helps ensure that family members are not left facing unnecessary uncertainty or complications when managing a person ' s affairs," he said.
Under the Trustee Act 1949, MAAB offers a range of services to help individuals organise their estate matters in a structured and legally recognised manner.
Zaidi explained that while some
PREPARING FOR TOMORROW: MyWasiat is designed to help individuals plan ahead and provide greater certainty for their loved ones.
products are specifically structured to comply with Islamic principles, the company ' s broader objective is to promote responsible planning among all Malaysians.
" Our focus is on helping people prepare for the future. Estate planning is not only about wealth distribution. It is about documenting intentions, protecting family interests and ensuring a smoother transition for those left behind," he said.
As financial commitments become increasingly complex and family structures continue to evolve, the importance of clear estate planning arrangements has never been greater.
MAAB believes that greater public awareness is needed to dispel the misconception that estate planning is only for the wealthy, the elderly, or a particular community.
" Planning provides peace of mind. It allows individuals to make informed decisions today so that their families can avoid unnecessary difficulties tomorrow," said Zaidi.
By making its services accessible to all Malaysians, MAAB hopes to foster a stronger culture of preparedness, responsibility and legacy planning across the nation.-