COVER STORY

@ Halal | May-June. 2026

• Estate planning is essential for reducing family uncertainties and financial

burdens, but are often delayed by misconceptions and a lack of preparation.

• MAAB provides Shariah-compliant, digital-first estate planning solutions

and educational outreach to make planning accessible, understandable, and culturally aligned.

• MyWasiat helps individuals record their wishes, while MyPusaka supports heirs

in estate management, promoting a culture of preparedness for future generations.

While many people recognise the importance of preparing for the future, taking action is frequently delayed because of the belief that such planning can wait.

Yet unresolved inheritance matters continue to affect families across Malaysia, creating unneeded complications for loved ones during already difficult times. Recognising this growth concern, MyANGKASA Amanah Berhad( MAAB) has spent more than a decade helping Malaysians understand the importance of planning.

Operating under the Trustee Act 1949, the company provides estate and legacy planning services to help individuals organise their affairs before problems arise.

MyANGKASA Amanah Berhad Chief Executive Officer Zaidi Shahrim emphasised that estate planning should be viewed as an essential responsibility rather than an afterthought.

" Many inheritance-related issues stem not from a lack of resources but from a lack of preparation," said Zaidi.

" We want to provide a systematic approach that can help reduce the burden faced by families in the future."

AWARENESS IS IMPROVING

Public understanding of estate planning has improved significantly compared to previous decades. More Malaysians are now exposed to discussions on financial management, wealth preservation, and long-term planning.

However, awareness does not always translate into action. Many individuals acknowledge the importance of estate planning but continue to postpone making

Zaidi Shahrim

arrangements. Some assume it is only necessary later in life, while others believe the process is too complicated or irrelevant to their current circumstances.

" This doubt remains one of the biggest challenges for organisations operating in the estate planning industry.

" To address the issue, MAAB actively engages the public through educational programmes, media platforms, and community engagement initiatives.

" These efforts are designed to encourage

" We want to provide a systematic approach that can help reduce the burden faced by families in the future."

- Zaidi Shahrim.

more informed conversations surrounding estate planning and help Malaysians gain a clearer understanding of its prolonged benefits," added Zaidi.

As family arrangements become increasingly diverse and financial commitments grow more complex, the need for proper planning is becoming more apparent than ever.

EMBRACING DIGITAL TRANSFORMATION

As customer demands continue to evolve, estate planning services are also adapting to meet changing needs.

MAAB has embraced digitalisation as part of its effort to make estate planning easier and more convenient. By moving towards a digital-first approach, the company hopes to simplify processes that many people traditionally perceive as complicated or time-consuming.

Digital platforms now allow individuals to access information, manage their records and make updates more efficiently. The shift reflects broader community changes, in which people increasingly expect services to be at their fingertips.

For younger generations accustomed to managing different parts of their lives online, digital solutions can make estate planning feel less intimidating and more approachable.

" We are exploring new products and services to strengthen our standing as a comprehensive estate planning provider."