highlight
JULY, 2018 | The HEALTH
Defining surgical errors
S
URGICAL error is a preventable
mistake occurring when an error
or mistake on the part of health
professionals results in additional
harm to the patient.
HazidinChan Advocates and
Solicitors partner Masitah Alias
pointed out that while the patient
typically acknowledges the potential
for mistake before surgery, surgical
error cases address unexpected
harms that go beyond known risks in
surgery.
Quoting Attorneys at Law
Limited liability partnership (LLP)
Lacy Katzen she outlined surgical
errors as a result of insufficient
preoperative planning, poor com-
munication between medical
professionals, fatigue, incompetence
or neglect.
Attachment 1
Attachment 1
ANNUAL RATES FOR FULL TIME PRIVATE PRACTICE
Effective 1st January 2018 – 31st December 2018
ANNUAL RATES FOR GOVERNMENT/ LOCUM / SEMI RETIRED/ PART TIME DOCTORS
Effective 1st January 2018 – 31st December 2018
All rates in Ringgit Malaysia (including 6% GST)
#
CATEGORY
(REFER TO SECTION 5)
1 General Medical Practitioner
2 General Medical Practitioner
with Obstetrics
All rates in Ringgit Malaysia (including 6% GST)
SUM INSURED (RM)
1,000,000 1,500,000 2,000,000 3,000,000 5,000,000 10,000,000
1,000 1,300 1,400 1,500 1,800 3,300
3,200
3,800
4,800
5,300
8,500
10,200
#
CATEGORY
(REFER TO SECTION 5)
SUM INSURED (RM)
250,000 1,000,000
380 700
1,500,000 2,000,000 3,000,000 5,000,000 10,000,000
1 Government Doctor 2a General Medical Practitioner 750 910 980 1,050 1,260 2,310
General Medical Practitioner
with Obstetrics 2,240 2,660 3,360 3,710 5,950 7,140
3 Specialty - Low Risk 1,600 1,900 2,500 2,600 2,900 5,100 2b 4 Specialty - Medium Risk 3,200 3,800 4,800 5,300 8,500 10,200 3 Specialty - Low Risk 1,120 1,330 1,750 1,820 2,030 3,570
5 Specialty - High Risk 4 Specialty - Medium Risk 2,240 2,660 3,360 3,710 5,950 7,140
Specialty - High Risk A Bariatric Surgery 11,000 13,300 14,500 17,800 26,000 30,000 5 B Cosmetic & Aesthetic
Surgery 19,900 23,700 25,900 31,800 46,400 53,000 A Bariatric Surgery 7,700 9,310 10,150 12,460 18,200 21,000
C Gynaecology 9,550 11,500 12,400 15,300 22,300 25,500 B Cosmetic & Aesthetic
Surgery 13,930 16,590 18,130 22,260 32,480 37,100
D Neurosurgery 10,600 12,700 13,800 16,900 21,200 24,300 C Gynaecology 6,685 8,050 8,680 10,710 15,610 17,850
E Obstetrics & Gynaecology 15,900 19,000 20,700 25,500 37,100 42,500 D Neurosurgery 7,420 8,890 9,660 11,830 14,840 17,010
F Orthopaedic & Trauma
Surgery 8,500 10,700 11,700 15,900 18,000 20,600 E Obstetrics & Gynaecology 11,130 13,300 14,490 17,850 25,970 29,750
G Plastic & Reconstructive
Surgery 8,500 10,700 11,700 15,900 18,000 20,600 F Orthopaedic & Trauma
Surgery 5,950 7,490 8,190 11,130 12,600 14,420
G Plastic & Reconstructive
Surgery 5,950 7,490 8,190 11,130 12,600 14,420
H Spinal Surgery 12,600 15,050 16,380 20,160 29,400 33,600
H
Spinal Surgery
18,000
21,500
23,400
28,800
42,000
48,000
Additional Premium for Automatic Reinstatement (Double Aggregate Limit) = 10% of the above subscription rate.
Please note the above rates are applicable to all applicants without any claims or notifiable circumstances in the last five
years. Those with claims or notifiable circumstances will be subject to individual underwriting.
Pursuant to the recent amendments to the Medical Act 2012 which stipulates that your application for the Annual Practicing
Certificate must be accompanied with professional indemnity cover effective 1.1.2019, your Indemnity Policy must end on
31.12.2018 (minimum 6 months) OR 31.12.2019 (maximum 18 months).
*Government doctors doing private locum work must be in accordance with the terms and conditions set out in the Circular
by the Managing Director of the Malaysian Ministry of Health’s Bil. 2/2010 – Guidelines on the Enforcement Locum Work in
the Private Sector by Medical Officers of the Malaysian Ministry of Health dated 12.3.2010 and any revisions thereto.
Additional Premium for Automatic Reinstatement (Double Aggregate Limit) = 10% of the above subscription rate.
Please note the above rates are applicable to all applicants without any claims or notifiable circumstances in the last five
y